Terms of Service

Last updated: March 16, 2026

Acceptance of Terms

These Terms of Service govern your use of CPI Malaysia and its services. By accessing and using our website, you acknowledge that you have read, understood, and agree to be bound by these terms in their entirety. If you do not agree with any part of these terms, you should discontinue your use of our platform immediately. We reserve the right to modify these terms at any time, and your continued use of our services constitutes acceptance of such changes. These terms apply to all users, including those who are not registered members. We provide this service on an as-is basis and expect all users to comply with applicable laws and regulations when accessing our content.

User Obligations and Conduct

Users agree to use our platform responsibly and lawfully. You may not engage in any conduct that violates laws, infringes upon intellectual property rights, or disrupts the normal functioning of our services. Prohibited activities include but are not limited to: accessing unauthorized areas, attempting to gain administrative control, transmitting malware, harassment, spamming, or any form of unauthorized data collection. You are solely responsible for maintaining the confidentiality of your account information and for all activities conducted under your account. We expect professional and respectful interactions from all users. Violation of these obligations may result in immediate suspension or termination of your access. Users must ensure that information they provide is accurate and up to date at all times.

Intellectual Property Rights

All content on our platform, including text, graphics, logos, data analysis, research, and compilations, is the exclusive property of our organization or licensed partners. This content is protected by international copyright laws and intellectual property regulations. You are granted a limited, non-exclusive, non-transferable license to view and use this content for personal, non-commercial purposes only. Reproduction, distribution, modification, or transmission of any material without explicit written permission is strictly prohibited. You may not reverse engineer, decompile, or attempt to extract proprietary methodologies from our research. Attribution must be provided when citing our analysis or data. Commercial use, redistribution, or creation of derivative works requires prior written authorization from our organization.

Limitation of Liability

We provide information and analysis for general informational purposes. While we strive for accuracy, we make no warranties regarding the completeness, accuracy, or reliability of our content. We shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use or inability to use our services. Our total liability, if any, shall not exceed the amount you paid to access our services, if applicable. Users rely on our content at their own risk and should verify critical information independently. We are not responsible for decisions made based on our analysis. External data sources are used in good faith but may contain errors. Users should consult financial advisors or experts before making significant economic decisions based on our information.

Termination of Access

We reserve the right to terminate or suspend your access to our platform at any time, with or without cause, at our sole discretion. Termination may occur due to violations of these terms, engagement in prohibited conduct, or legal requirements. Upon termination, your rights to use our services cease immediately. You must stop accessing and using the platform. We are not obligated to provide notice or explanation for termination decisions. Any fees paid are generally non-refundable unless otherwise specified in our policies. Sections regarding intellectual property, limitation of liability, and indemnification survive termination. We may maintain records of terminated accounts as required by law. Reinstating access to a terminated account is not guaranteed and requires our explicit approval.